[Hollywood.]

Originally posted by RihannaRTT

Oh sorry to hear that.


That would be HORRIBLE security. There's a reason new card orders go through another department to get authorized before they get sent out. How are you going to verify the ID and then give a new card right away? You can't. There's a lot of forgeries out there and it's so much better for the customer, despite the inconvenience, to know that the bank is doing whatever they can to protect their customer's accounts.

Not really. They have registered on my account the authorized ID I have to show to get a new card. They also ask me three security questions, including a passcode. You have to show 2 different types of photo ID.

And by authorized ID, I mean if I showed them say my passport, but it wasn't listed on my account, I couldn't get a new card.

Literally every major bank in Canada issue new cards in the branch the day you show up. The only reason they wouldn't, is if they didn't have the same type of debit card on hand, and they usually give you a temporary card to at least use well you wait for the new one.

How on earth does having another department issue a card via mail any more secure? People can steal your mail. The person in the bank can do the same security check that the said third party department could too. The only thing they can't do is a background / credit check.

[Witch Privilege]

Yeah. I have BofA, and I can get a temp card right away at any branch, and they will send me a new official one in the mail right away.

[DevonDreams]

Originally posted by Cupid

Are y'all really thirsting over a paedophile now.. c'mon.. love yourselves please.

well he is a shawn mendes stan #notnoshade

Originally posted by cheeto

lemme start watching steven universe tbh

yes
then come to the steven universe base

[RihannaRTT]

Originally posted by Hollywood.

Not really. They have registered on my account the authorized ID I have to show to get a new card. They also ask me three security questions, including a passcode. You have to show 2 different types of photo ID.

And by authorized ID, I mean if I showed them say my passport, but it wasn't listed on my account, I couldn't get a new card.

Literally every major bank in Canada issue new cards in the branch the day you show up. The only reason they wouldn't, is if they didn't have the same type of debit card on hand, and they usually give you a temporary card to at least use well you wait for the new one.

How on earth does having another department issue a card via mail any more secure? People can steal your mail. The person in the bank can do the same security check that the said third party department could too. The only thing they can't do is a background / credit check.

Sis security questions are much better being used for internet banking services, and passcodes for phone banking. If they're used for other means, then services become far too linear and repetitive. That in turn only endangers the customer as when someone unlawfully gains access to one portal, they'd then be able to access them all. It's much safer using them for their intended purpose and not for everything.

Sis obviously your passport number can be found on the system, but if someone has cloned your passport or driving license, then there's an issue. It would be idiotic to give out a card straight away. "Hey I just lost my card... oh and my PIN was in my wallet and I don't know it so order me a new pin too... oh and oops I forgot to say I changed address so change that first please". You see how dangerous this is? That's generally the reason for the delay is to have an extra security measure with the timescale so things can be doublechecked and frauds are slowed down.

EDIT: also no they can't. counter staff don't have access to every program on the system. That's why other departments exist; to let counter staff focus on what they need to be able to do, and allow the other departments to handle the nitty gritty elements.

[Hollywood.]

Originally posted by RihannaRTT

Sis security questions are much better being used for internet banking services, and passcodes for phone banking. If they're used for other means, then services become far too linear and repetitive. That in turn only endangers the customer as when someone unlawfully gains access to one portal, they'd then be able to access them all. It's much safer using them for their intended purpose and not for everything.

Sis obviously your passport number can be found on the system, but if someone has cloned your passport or driving license, then there's an issue. It would be idiotic to give out a card straight away. "Hey I just lost my card... oh and my PIN was in my wallet and I don't know it so order me a new pin too... oh and oops I forgot to say I changed address so change that first please". You see how dangerous this is? That's generally the reason for the delay is to have an extra security measure with the timescale so things can be doublechecked and frauds are slowed down.

EDIT: also no they can't. counter staff don't have access to every program on the system. That's why other departments exist; to let counter staff focus on what they need to be able to do, and allow the other departments to handle the nitty gritty elements.

My husband works in a bank tho. And if you said all those things they're obvious red flags. He can re-issue new cards, as long as the customer passes their security steps.

[Witch Privilege]

Why are we arguing about bank security now?

[RihannaRTT]

Originally posted by Hollywood.

My husband works in a bank tho. And if you said all those things they're obvious red flags. He can re-issue new cards, as long as the customer passes their security steps.

So do I which is why I can tell you UK banks won't, and physically can't, issue new cards in branch (at least the bank I'm in; I'm not sure if some of the bigger ones i.e. Barclays or Halifax can or not). We order them and they usually take 3-5 working days to arrive.

Also a hint; never try and do it over the phone coz they'll cancel the card but you'll have to come in to verify yourself. Online is fine tho.

[Hollywood.]

Originally posted by RihannaRTT

So do I which is why I can tell you UK banks won't, and physically can't, issue new cards in branch (at least the bank I'm in; I'm not sure if some of the bigger ones i.e. Barclays or Halifax can or not). We order them and they usually take 3-5 working days to arrive.

Also a hint; never try and do it over the phone coz they'll cancel the card but you'll have to come in to verify yourself. Online is fine tho.

I think some Canadian banks also charge a new card fee too. Mine doesn't and neither does the one he works for. I guess banking fraud isn't as big of an issue in Canada as it might be in the UK.

[RihRihRoman]

Originally posted by Luke 

So my debit card got cloned...

Someone tried to pay over £300 in House of Fraser - Luckily I'm already over drawn, so it got declined.

Ugh... Now I get paid this Friday and I can't even take any money out until I get my new card.

[Lukey]

Mess at this bank security argument

[Gavin.]

I got generic pop tarts.....


Disgusting

[Magickarp]

it's fake, but WHAT A BOPT

[cheeto]

Originally posted by EASE

well he is a shawn mendes stan #notnoshade

yes
then come to the steven universe base

ill start asap bc i have a crush on the real steve

[Clueless]

Why is my family so awkward loooord

[Changes]

Ever since I've been using this Sensodyne toothpaste, my teeth and mouth have been feeling so good.

[LoKoPaNdA]

Got my CDs and omg they look so pretty, especially I Love You Honeybear

Also finally weighed myself today and

[Lukey]

Queefs are low key hot

I feel a tingle or two when I watch videos of them.

Queef on me before I die please.

[Clueless]

Originally posted by Luke 

Queefs are low key hot

I feel a tingle or two when I watch videos of them.

Queef on me before I die please.

[Sazare]

Originally posted by Magickarp

it's fake, but WHAT A BOPT

I'm afraid it's not fake

Still better than ET and Thinking of You though!

[KasioKas]

What's a queef? Urban dictionary says it's a vagina fart?