Quote:
Originally posted by RihannaRTT
It's never happened to me, but I know full well the amount of people that it can happen to. It was only a few weeks ago, someone was in the bank here looking at their accounts and there were fraudulent transactions going back years - equating to thousands of pounds. She was distressed af, but they got refunded
If y'all do have this, just let your bank know. They'll re-imburse you - if it's actual fraud, aka not you making the transactions. If you were stupid enough to sign up for a 'free' trial that later charges you, they won't refund you. Usually, if you send the goods back within 2 weeks, the trial company is required to give you the money back by law though. Stay away from free online trials tho; they are bad news and basically scams. |
Thankfully, banks have caught the fraud for me. I think I would have a mini heart attack if I went through years of stuff and found it myself, even though I know the bank will most likely refund it.
As for free trials and stuff, luckily banks like Citi and Bank Of America will give you "Virtual Account Numbers" which are basically custom new credit card #s you get in an instant online that you can set expiration and $$$ limits on. That's what I use if I think a site looks a little sketchy.
