I took out so many loans like 6 years ago (?) was in soooo much debt and they were squashed. I didn't pay any of it back
Prescribed antidepressants a few months ago after I dealt with death and tragedy in my life, doctors assumed I was going to lose the plot. I didn't, took the medication for a week to help me sleep.. came back from holiday and I've not suffered from a bad episode of depression since. The medication has been in my cupboard also as I don't need them anymore.
I've suffered for periods like you wouldn't believe, along with anxiety. Things do get better.. as cliché as it is.. I'm living proof of it, having said that if I ever experienced what I did two months ago, I'd kill myself. I overcame my problems and can set an example to others that depression is manageable and you can do whatever you want, if you're willing.
You're stronger than you think. Good luck btw. Wish I could help you more though.