just say no and don't feel bad about it... I did it few times and they stopped asking me for money... I would give it to them if they were sick or something bad happened, but I ain't gonna give u my money for ur rent cuz u spent ur salary on partying... BYE live on the street I don't care.
Ull see, they'll accept it, if they are not a-holes

So you're living in a place, with roommates and they're losers and they ask you for money? I hope I have the gist of it.

Say no and if you feel that you must provide a reason (you really don't have to) say that you aren't responsible for their income and won't be lending money since previous loans haven't been paid back.

What's your lease like? Is there anything in it that covers an opt-out? Like a sublet? Would talking to the landlord help? In my experience a landlord may let you break the lease if you talk with them about your issue(s) and find a replacement for them. If he doesn't go for that, maybe he could talk to the other tenants and tell them to knock it off?

Sorry you're going through this though. It seems like you make decent enough money to live on your own, which I highly recommend. I will never have another roommate. I just have one and it's the bane of my existence

That's why I was taught to not have much friends/family interactions and expect people to not return the favour when I need help.
Not everybody do the maths:

• How much money is flowing in?
• How much are the fixed expenses like rent, bills, insurance, food,...?
• How much seems fixed but are actually luxury choices? Thus should be counted as disposable income. My colleagues spend like 5 euro on sandwich, cola,... during the lunch everyday. I'm old school in bringing my own lunch and drinks to work. I don't have to search in the neighbourhood for a shop still open at that hour and can eat whenever/wherever I want.
• Disposable income for anything else.

They just spend without realizing what they are doing.

tbh the house itself is great. it's close to work, fairly cheap, close to the beach, good community and events, its possible to have fun without spending money here if you know how.

Their personalities aren't too bad either, but the fact that they borrowed money, didn't pay it back, made excuses and then hid away until they figured it was safe to walk around like they own the place again = zero credibility in my eyes. I have no control over who moves in and out but I don't want to give this place up because I like the way my lifestyle is going right now in terms of work and other things.

I have talked to the landlord, but ultimately it progressed into nothing I don't mind saying no, I just need to know what to SAY, because just snapping "no" and walking off is just not realistic.

I hope you come back to this thread again but I will say that you should say what you feel.

Tell them what you're telling us. "I am no longer loaning out money to you because in the past you've avoided me for days on end and showed back up acting like I never leant you money" or something along those lines. If I were in your shoes, I would tell everybody that when they asked, the first time. Repeated requests would be met with me yelling or getting a little more harsh. People will play you if you let them. You have to let them know the game is over

I feel your pain.

My cousin asks me for money all the time and I kind of hate her for it tbh. I wish I kept track of the amount bc I'm sure she owes me more than what she gave back. She's a stupid bitch with a lazy scummy boyfriend.

Just tell them you can't keep giving them money and that they better find someone else to annoy

Tell them straight up! Don't be a push over!