If it doesn't make sense, it's because it's a parody of these corny videos that FASFA, or the Free Application for Federal Student Aid(or, in other words, college financial aid), make, which is why the last part, in particular, is hilarious.
If it still isn't laugh-worthy, it could be because it may be an American thing? I don't know.
If that's not the case, then, yes, there's something wrong with both of you.
