I don't think Loud is overrated. It's just that its success has made it an overrated album for the navy. Did we expect Loud to be that huge, especially after Rated R? I think not. We all know Loud is a hit after hit production to save Rihanna and it payed off big time. Loud as good as an album it is cannot compare to what RR and Unap has gave us, emotional connection.
Loud still is a better album than Prism and Artpop combined.

Even though, I never heard of any song from those two (bar Applause and Roar). Biased stan here!
