If you live in America, it's a tricky time to be a young adult. Nobody really knows what will happen with social security, etc. We pay into it now, but will it be there for us when we retire?
Also, it's good to at least have a savings account. Even though interest rates are low right now, investing will turn your money into even more money, so you can spend more later
Well sorta both. I spend barely anything on clothes, shoes, etc. But I am really OCD about buying DVDs and CDs that I want. I have been even known to buy Blu-Rays of DVDs that I already own
But now, the VAST majority of my money goes on rent.
Such a boring but comfortable life tbh
