new to this thread but not atrl. my post count obviously gives me away as Mathuselah Jr. but on pay day; i pay bills first/buy necessities i.e. groceries. if i have enough left over i spend a bit on fun & save the rest. not good to blow all your pay day $$$; cause you never know if or when you might need some for life's unpleasant surprises.
new to this thread but not atrl. my post count obviously gives me away as Mathuselah Jr. but on pay day; i pay bills first/buy necessities i.e. groceries. if i have enough left over i spend a bit on fun & save the rest. not good to blow all your pay day $$$; cause you never know if or when you might need some for life's unpleasant surprises.
Welcome to the thread! Do you happen to have a certain amount you try to put away for each paycheck or just whatever you happen to have left over after your necessities are met?
I usually take care of my credit card bill, then put some into savings, and keep the rest on the debit.
I'm surprised we got this far along in this thread without discussing money.
Credit cards can be effective tool if used wisely. My parents always told me to never put on credit what I couldn't afford to pay right now, so that's how I use it. A sort of defferred spending of you will.
I'm a saver though, it the Italian (immigrant) in me.
Interesting point. Perhaps that's secretly the reason why paychecks are released on Fridays, to encourage lucrative spending.
Maybe this is a conspiracy behind the government to further put people in debt.
Well, it depends on the country. Most private and public employers in the US pay mid-week as far as I know. in Panama, which is the other county I know, people do get paid on Friday, bimonthly. The bars, clubs, and restaurants do their best business those days...
I'm surprised we got this far along in this thread without discussing money.
Credit cards can be effective tool if used wisely. My parents always told me to never put on credit what I couldn't afford to pay right now, so that's how I use it. A sort of defferred spending of you will.
I'm a saver though, it the Italian (immigrant) in me.
Yeah, just wait till you all are discussing deferred compensation plans and health insurance.....