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Originally posted by Mélina
!!!
Can someone give tell me the main points of the bill. I've never heard them, unfortunately.
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1) No insurance company can deny someone coverage based on pre existing conditions. What used to happen was that you could get cancer and then decide to get insurance, and you would either have to pay a fortune, or you would be refused coverage because you weren't covered before you got cancer.
This won't happen anymore.
2) Everyone in the country must get health insurance. No one can refuse coverage. If you cannot afford it, it will be subsidized.
3) Children will be able to stay on their parents' insurance for longer.
4) Because everyone will need to purchase insurance, many health insurance exchanges will be built across the country. These are places where you can go and consult with many different insurance companies to find a good deal, or a plan that suits you the best. By having many companies in one area trying to get customers, they will be forced to be competitive, which is better for the consumer in the end.
Because of this bill, millions of Americans now have access to health insurance, and it was just revealed recently that 73% of American youth now have access to health insurance.
The thing about this bill and why there is so much fervor over it is that many Americans have been mislead about what the bill does. They've been told that it is a socialed medical plan (similar to Canada or other European nations; systems), when it ABSOLUTELY is not. It in fact brings PRIVATE insurance to many more Americans.
The most baffling thing about the resistance to the bill is that Americans are divided almost evenly on the bill as a whole, but when asked if they support the individual contents of the bill, they are huge agreement over it. Just goes to show how far the Republican propaganda machine went in confusing Americans.