Monica is definitely a talented artist who has been underrated for a long time. She is one of the few remaining female singers who still has a powerful voice as she did back in the 90's. Though I didn't care for much of her songs from her last album, "Betcha" shows me great promise, because it is VERY refreshing and vintage at the same time. I hope she continues to steer into that direction for most of her new material.
... here's a thread for yall to say how much she sucks, is a has been and a flop. 
