Yeah, think she put a top on or something and left her bottom half bare. Or, it might be the other way around. Whichever is less chilly probably. Though she probably has really good central heating.
She cooked a meal for him naked, and they were gonna get down afterward, but he never showed up, so she got half-dressed and is feeling jealous thinking he's somewhere out in the streets with someone else.
Had it not been for Standing on the Sun, this would be her best song EVER. I still remember crying the first time I heard it bc I was so overwhelmed and it was the first song I heard from the album when the beat dropped during the "Self-Titled Part 1" mini-doc video after she said "it's happening" I got chills and lost it