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Discussion: Credit Cards: Who has them?
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Discussion: Credit Cards: Who has them?
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PrinceMichaelFan
Member Since: 3/2/2014
Posts: 13,378
Thread Starter
|
Post #1
Credit Cards: Who has them?
I just applied for a credit card and I was wondering if people had any recommendation on how to use them or what not to do when it comes to repayment for credit, etc?
kylespearsfenty
Banned
Member Since: 2/25/2012
Posts: 5,503
Post #2
Ask the Credit Card Girl
IBeMe
Member Since: 1/1/2014
Posts: 30,642
Post #3
lol this remindsme of these threadsthat asked stuff like "whats your pin?" lool!!
Changes
Member Since: 3/22/2011
Posts: 26,525
Post #4
I have one, but it's only really for building my credit back up. I only use it for gas like once or twice a month.
Just make sure you pay on time and be sure to have enough funds to pay back obviously. Late charges are a bitch.
Lucky#17
Member Since: 5/6/2012
Posts: 15,354
Post #5
Welp... not Emily Wilson anymore.
Flashing Lights
Member Since: 11/30/2007
Posts: 26,796
Post #6
I ain't no credit card
girl
boy.
Rascal
Member Since: 3/15/2013
Posts: 8,969
Post #7
Are you hoping to start another credit card girl mess?
Mariah4life
Member Since: 6/18/2012
Posts: 18,768
Post #8
I dont mess with credit cards if i dont have a job
G.U.Y. Gaga
Member Since: 1/1/2014
Posts: 23,488
Post #9
My mom won't let me get one, which is probs a good idea lol
Mezter
Member Since: 8/19/2013
Posts: 40,803
Post #10
No, not yet.
Quote:
Originally posted by
kylespearsfenty
Ask the Credit Card Girl
Not me thinking this was what the thread was about
Wafflecakes
Member Since: 2/6/2012
Posts: 29,767
Post #11
I have 3.
I am using them a lot right now since I moved and started a new job, but don't start getting paid until the end of September.
In general I use them for everything, then just pay them off every month.
Rascal
Member Since: 3/15/2013
Posts: 8,969
Post #12
Quote:
Originally posted by
Waffles O'Brien
I have 3.
I am using them a lot right now since I moved and started a new job, but don't start getting paid until the end of September.
In general I use them for everything, then just pay them off every month.
Show us them
Jessie Mulay
Member Since: 8/30/2011
Posts: 21,667
Post #13
PrinceMichaelFan
Member Since: 3/2/2014
Posts: 13,378
Thread Starter
|
Post #14
Quote:
Originally posted by
Rascal
Are you hoping to start another credit card girl mess?
???
PrinceMichaelFan
Member Since: 3/2/2014
Posts: 13,378
Thread Starter
|
Post #15
Question:
How do they expect us to gain credit when they decline you for not having credit?
.:Allen:.
Member Since: 5/14/2007
Posts: 25,912
Post #16
No. I just use my debit card as a credit.
I will eventually apply for a credit card but I don't need it right now.
Pixel
ATRL Contributor
Member Since: 8/17/2013
Posts: 11,649
Post #17
I have one but I only use it when I absolutely need something.
Erik
Member Since: 5/21/2009
Posts: 5,545
Post #18
I will never touch a credit card as long as I live. I only use a debit card.
Wafflecakes
Member Since: 2/6/2012
Posts: 29,767
Post #19
Quote:
Originally posted by
Rascal
Show us them
Wafflecakes
Member Since: 2/6/2012
Posts: 29,767
Post #20
Quote:
Originally posted by
Erik
I will never touch a credit card as long as I live. I only use a debit card.
This is a bad idea.
1. Credit cards build you credit history. Debit do not.
2. Credit card companies will refund any stolen funds if someone steals your number. With debit you are SOL.
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